Insurance Survey

[Daniel]

I recently went with Geico ( they got me with the Cave Man commercials ) can't be happier but i haven't needed
or should i said put them to the test yet . My rates are the lowest in a long times due to my driving record has zero
Tickets and accidents . I will see if i can post my rates at another time when i can look them up they were really low
imo .

[courtenay]

I expect you're right, Jim. I suppose their assumption is that most people are not going to use their collector vehicle as a daily driver if they have another insured "regular" vehicle.

[RRoller123]

I believe here in Mass we have no mileage restriction, but we are suppossed to be driving to or from a show, a mechanic, a club event, getting parts, etc. Or testing a repair. That last one covers me almost every drive. LOL. Just keep a list of salvage yards in the glove box, and a list of mechanics addresses as well and we are all set.

[Jimb]

I expect you're right, Jim. I suppose their assumption is that most people are not going to use their collector vehicle as a daily driver if they have another insured "regular" vehicle.

Friends I know have a regular insured car that his wife drives while the collector insured car he drives. She still works while he is retired.
Jim

[courtenay]

Finally got my Collector Plates today. Big difference in insurance cost - so big incentive to keep the car as close to original as possible - some period correct mods are OK.
Without Collector status, my basic insurance ($1.000,000 liability, no collision or comprehensive) was $600 per year. With Collector status, same coverage is $117 per year.
I have an additional $1.000,000 liability, agreed value ($10,000) collision and comprehensive ($100 deductible) through Hagerty for $114.
So, total insurance cost w/o Collector status: $717 per year. With Collector status: $231 per year

[fiat218]

i pay 220.00 per year,. that is with the alfa,and 3 spiders , full coverage on all 3.